Guest Articles

Payment Information for ATT.com/pay and www.bellsouth.com/pay

Admin — Fri, 10 Jul 2009 11:32:00 +0000

Seaching for information on ATT.com/pay or www.bellsouth.com/pay?

Find out how to pay your AT&T bill online. Our free electronic bill pay information will guide you.

Many people searching the Internet for att.com/pay or www.bellsouth.com/pay are looking for some guidance as to how to make an electronic payment to AT&T, or to the company that used to be Bellsouth. For information on that topic, see our att.com/pay and www.bellsouth.com/pay page.

How to start an online business

Admin — Tue, 01 Jan 2008 16:42:12 +0000

Find valuable information and time saving tips on how to build your own online business.
Information on where to find a product line, domain names, hosting companies, building your website and advertising plus much more.

Visit StartOnlineBusines.us

How to Reduce Accounts Receivable Costs by Over 50% with Auto Recurring Billing

Admin — Thu, 13 Dec 2007 14:47:47 +0000

Auto recurring billing enables businesses to automatically bill customers for balance due without sending invoices or obtaining payment information each any every time money is collected. With recurring billing programs businesses can utilize any electronic payment process including direct-debit ACH transactions and credit/debit card transactions. In addition, when businesses convert legacy payment systems to auto-recurring systems utilizing exclusively ACH direct-debit transactions, they typically reduce processing costs by over 50%.

Never Go To The Bank Again: How Businesses Save Time and Money with Electronic Check Processing

Admin — Thu, 13 Dec 2007 14:42:33 +0000

What is Electronic Check Processing?
Electronic check processing means that you can convert a paper check received from a customer into an electronic transfer (sometimes called an e-check) that takes funds from your customer's account and places them into your account. (You may have seen transactions of this type on your checking statement.) This transfer takes place via the Federal Reserve Bank’s Automated Clearing House (ACH) system. It's a faster, less-expensive way to get your money.

The Advantages When You Pay Bills Online

Admin — Wed, 12 Dec 2007 15:23:48 +0000

I don't think anyone enjoys paying bills, myself included. I just get so bored looking through all the bills in order to write check after check for each one. I think this task is wasting my time so I usually let the bills form a heap on my desk, which isn't exactly an efficient way to handle my finances.

What is ACH?

Admin — Wed, 12 Dec 2007 00:16:18 +0000

ACH stands for Automated Clearing House. Since it began operations in the early1970s the ACH Network has been an electronic payments network used by individuals, businesses, financial institutions and government organizations. The network is sometimes referred to as Electronic Funds Transfer (EFT).

The ACH network is a batch-oriented electronic funds transfer system governed by the NACHA Operating Rules which provide for interbank clearing of electronic payments for participating depository financial institutions.

ACH or Credit Cards?

Admin — Wed, 12 Dec 2007 00:01:40 +0000

Most businesses accept credit cards and consider the process fees a cost of doing business. However by implementing an ACH payment system you can realize dramatic savings and increase sales.

ACH refers to the Automated Clearing House and generically means moving money electronically to and from checking and savings accounts. An example would be a check by phone or taking recurring payments directly from a checking account.

The MAJOR difference between ACH and credit card processing is that a credit card transaction “captures” the merchant’s funds from the consumer and essentially guarantees payment. An ACH transaction is a request to transfer funds. The transaction may reject for several reasons with the most common being NSF (non sufficient funds) or a closed account. The funds are not guaranteed.